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Notices and Disclosures
Notices and Disclosures
NOTICE: We adhere to the Patriot Act and we are required by law to adopt
procedures to request and retain in our records information necessary
to verify your identity.
NOTICE: A short term loan provides the cash needed to meet an immediate
short-term cash flow problem. It is not a solution for longer term
financial problems for which longer term financing may be more appropriate.
You may want to discuss your financial situation with a nonprofit financial
counseling service in your community. You will be charged additional
fees if you renew the loan.
Arbitration of All Disputes: You and we agree that any and all claims,
disputes or controversies between you and us, any claim by either of us
against the other (or the employees, officers, directors, agents,
servicers or assigns of the other) and any claim arising from or
relating to your application for this loan, regarding this loan or any
other loan you previously or may later obtain from us, this Note, this
agreement to arbitrate all disputes, your agreement not to bring, join
or participate in class actions, regarding collection of the loan,
alleging fraud or misrepresentation, whether under common law or
pursuant to federal, state or local statute, regulation or ordinance,
including disputes regarding the matters subject to arbitration, or
otherwise, shall be resolved by binding individual (and not joint)
arbitration by and under the Code of Procedure of the National
Arbitration Forum ("NAF") in effect at the time the claim is filed.
This agreement to arbitrate all disputes shall apply no matter by whom
or against whom the claim is filed. Rules and forms of the NAF may be
obtained and all claims shall be filed at any NAF office, on the World
Wide Web at www.arb-forum.com, by telephone at 800-474-2371, or at
"National Arbitration Forum, P.O. Box 0191, Minneapolis, Minnesota
55405." Your arbitration fees will be waived by the NAF in the event
you cannot afford to pay them. The cost of a participatory hearing, if
one is held at your or our request, will be paid for solely by us and
will take place at a location near your residence. This arbitration
agreement is made pursuant to a transaction involving interstate
commerce. It shall be governed by the Federal Arbitration Act, 9 U.S.C.
Sections 1-16. Judgment upon the award may be entered by any party in
any court having jurisdiction.
NOTICE: YOU AND WE WOULD HAVE HAD A RIGHT OR OPPORTUNITY TO LITIGATE
DISPUTES THROUGH A COURT AND HAVE A JUDGE OR JURY DECIDE THE DISPUTES
BUT HAVE AGREED INSTEAD TO RESOLVE DISPUTES THROUGH BINDING
Agreement Not To Bring, Join Or Participate In Class Actions: To the
extent permitted by law, you agree that you will not bring, join or
participate in any class action as to any claim, dispute or controversy
you may have against us, our employees, officers, directors, servicers
and assigns. You agree to the entry of injunctive relief to stop such a
lawsuit or to remove you as a participant in the suit. You agree to pay
the attorney's fees and court costs we incur in seeking such relief.
This agreement does not constitute a waiver of any of your rights and
remedies to pursue a claim individually and not as a class action in
binding arbitration as provided above. This agreement not to bring,
join, or participate in class actions is an independent agreement and
shall survive the closing and repayment of the loan for which you are
applying. By submitting this Application you certify that all of the
information provided above is true, complete and correct and provided
to us for the purpose of inducing us to make the loan for which you are
applying. You also agree to the Agreement to Arbitrate All Disputes and
the Agreement Not To Bring, Join Or Participate in Class Actions. You
authorize us to verify all information that you have provided and
acknowledge that this information may be used to verify certain past
and/or current credit or payment history information from third party
source(s). We may utilize Check Loan Verification or other similar
consumer-reporting agency for these purposes. We may disclose all or
some of the nonpublic personal information about you that we collect to
financial service providers that perform services on our behalf, such
as the servicer of your short term loan, and to financial institutions
with which we have joint marketing arrangements. Such disclosures are
made as necessary to effect, administer and enforce the loan you
request or authorize and any loan you may request or authorize with
other financial institutions with regard to the processing, funding,
servicing, repayment and collection of your loan.
Guaranteed Unsecured Personal Payday Loans
Our unsecured personal payday loans are guaranteed to help you
bridge a temporary cash crunch. Guaranteed unsecured personal payday
loans from other companies often come with a difficult
On our site you don't have to fill out a lot of paperwork.
Just fill in the application that
is guaranteed to be a snap to complete. You can also call us at
(888) 309-3278 (8am/9pm
EST Mon.-Thur. 8am/7pm Fri. 9am/6pm Sat. CLOSED SUNDAY). To qualify for our online personal payday
to help you out of a temporary cash crunch, you need to
be 18 years of age, have an open and active checking or savings account (preferably
with Direct Deposit), at least $1,000 per month of steady verifiable income, and
a current permanent residence.*
Some guaranteed payday
loan companies only let you borrow
up to $500. Our program lets you borrow
from $100 - $2,000. Fast personal
payday loans don't have to be difficult to apply
for. If you've been looking for guaranteed personal payday loans
online, and have been
disappointed by other companies who offer guaranteed quick cash
advance loans, contact us now.
We make getting a personal
payday loan online
easy. Other guaranteed payday loan
companies may subject you to a credit check. Our
for personal debt are guaranteed to help eliminate your short term cash needs.
Our payday loan program gets you your money fast and protects your privacy
Guaranteed unsecured personal payday loans that don't require a credit check can be hard
Our payday loan terms are simple:
You can borrow money to tide you over until your next payday, at which time you
can then pay off the payday loan. If you cannot or choose not to pay off on the due date,
you simply pay the interest, and extend the loan.
Our payday loan options also come with
no prepayment penalty. Banks may ask you all kinds of questions, and cause you to
experience delays in receiving your money. We can approve your application within
one hour of receipt, and send you your money fast.
If you'd like to find out how much money you can borrow, give us a call at
(888) 309-3278 to get a quick quote. We can take your information over the phone, or if
you prefer, you can fill out our easy
On our site, you can submit your application anytime,
day or night. Our service not only offers you a quick easy way to apply for cash advance,
but a great way to protect your privacy, too. Compare our convenient service, to
standing in line at your local payday advance center, where others may be privy
to your transaction. We understand that anyone can get into a short-term cash crunch.
We want to help you get the money you
need through our convenient online
payday loan program.
Request a quick payday cash advance quote online or over the telephone
We not only make it easy to apply for
a payday loan,
we make it easy to receive your money, too. We can send your
to any Western Union or Money Gram location, or we can send an overnight check to
your work or home. If you prefer, we can also deposit your money directly into your
checking or savings account. You can call us at (888) 309-3278
(8am/9pm EST Mon.-Thur.
8am/7pm Fri. 9am/6pm Sat. CLOSED SUNDAY) with your questions, and on our site, you
can view our F.A.Q's that explains details.
With our payday loan program, you don't have to worry about
putting up assets for collateral, and taking the chance of losing them if you have
difficulty paying off the payday loan.
With our company you enjoy these benefits: High
approval rate, regardless of credit. Five-minute application. Next-day cash advance
hands. Contact us today, and apply for
cash advance loan with fast approval.
Fast Cash Personal Loans
is your premier fast cash advance
provider. When you need cash advance
fast you can count on us to get you your
fast cash advance
online. If you have any additional questions about the online
payday loan application,
please visit our F.A.Q. section.
Apply for a guaranteed
unsecured payday loan that can tide you over until your next payday.